Loan Processor Mortgage

SARAH L. LEWIS

303-***-**** *****.*.*********@*****.***

PROFESSIONAL SUMMMARY

Detail-oriented and highly organized Mortgage Loan Processor with 10+ years of experience in processing, including review and verification of borrower Credit, Income and Assets. Experience includes being well-versed in Appraisal and Title review.

• Mortgage Loan Processing

• Customer Service & Communication

Colorado Credit Union Littleton, CO Loan Processor/ Closer February 2024 – Present

• Review and verify loan applications, including financial documents such as credit reports, bank statements, and tax returns, to ensure accuracy and completeness.

• Ensure compliance with all federal and state lending regulations (e.g., RESPA, TILA, HMDA).

• Work closely with loan officers, underwriters, and borrowers to gather additional documentation and resolve any discrepancies.

• Perform credit analysis to assess borrower’s ability to repay loans and recommend loan eligibility.

• Prepare and submit loan files to underwriting and ensure all required documents are received in a timely manner.

• Maintain communication with borrowers throughout the loan process, providing updates and answering questions.

• Prepare closing packages and review final documents to ensure compliance with loan terms. HCL Lending Solutions, LLC Highlands Ranch, CO Loan Processor September 2019 – December 2023

• Processed mortgage loans for both new purchases and refinances in a high-volume environment.

• Managed borrower’s application files, including credit reports, employment verification, and property appraisals.

• Assisted in resolving underwriting conditions and prepared files for approval and closing.

• Reviewed and verified income and asset documentation to ensure compliance with guidelines.

• Communicated with borrowers, real estate agents, and third parties to ensure timely processing of loan accuracy.

LMS Corporation, Golden, CO Finance and Sales Manager June 2018 – September 2019

• Managed client relations and orchestrated strategic planning.

• Developed and deployed purchase orders in collaboration with Sales Department.

• Facilitated vendor credit packages for final processing and approval.

• Implemented and enforced policies and procedures. Colorado State Bank and Trust, Denver, CO Mortgage Market Operation/Processing Manager January 2016 – June 2018

• Analyzed and reconciled assets, credit reports, financials, Appraisals and Title for completeness.

• Communicated with clients for documentation required.

• Pipeline Management.

• Maintained customer satisfaction rating of 97% exceeding corporate expectations by 17%. U.S. Bank Home Mortgage, Englewood, CO Loan Processor Supervisor April 2011 – January 2016

• Processed credit, assets, and financial statements for managing the underwriting of all employee loans.

• Analyzed and reconciled assets, credit reports, financials, Appraisals and Title for completeness. Calculated income to verify qualified.

• Achieved conventional loan underwriting approval authority.

• Pipeline Management

Education

Red Rocks Community College

Arvada, CO

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