Financial Services Security Clearance

NAUSHAD ALI 079********

********@*****.***

London N13

Personal profile

Big 4 Trained Qualified accountant for over 10 years and having continued professional development and am now a Fellow of the Association of Chartered Certified Accountants (FCCA)

Have over ten years’ experience working as an Auditor in all aspects of financial services within: investment banking; general insurance and the Lloyds Insurance Markets (primarily with actively written policies (but have also worked legacy policies AKA run off); and within investment management. Have also worked with the other organisations within both the public and private sector

Have auditing experience under US SOX, C-SOX, J-SOX, Loi sur la Sécurité Financière (French SOX) and the UK Combined Code.

Employs a logical analytical approach to solving complex problems

Able to work under own direction and possesses excellent communication skills to help build a rapport with clients and colleagues alike.

Proven team player, who has introduced award winning initiatives to improve operational efficiency

Have passed both UK MoD and US DoD security clearance checks and am also CRB cleared.

Career summary

I have been contracting since my return to the workplace in 2009 post the illness within my family

Audit Roles have included:

John Lewis Partnership (Oct 2023)

Sumitomo Mitsui Trust Bank (Jan 2023 - May 2023)

MS Amlin (Sep 2022 – Dec 2022)

G4S (April 2022 – May 2022)

Aviva (November 2021 to December 21) Contract ended due to a positive COVID result which necessitated my self-isolation under the mandated government restrictions of that time

East Sussex County Council (October 2021 to Nov 2021)

Mazars (February 2021 – October 2021) working with clients in the public sector, and within clients from banking (Deutsche Bank) and the Lloyds Insurance Market for the Bristol office.

Kent County Council (September 2019 – February 2020)

The Natural History Museum (December 2018 – July 2019)

Safran Electric and Power UK (Aerospace Engineering) (August 2016- October 2016)

Manchester Underwriting Management (MUM) (Lloyd's Market Managing Underwriter) (Feb 2016 -July 2016)

Langham Hall (February 2014 - July 2014)

Planned, carried out and concluded internal audits (financial, operational and compliance) in accordance with the annual Internal Audit procedures with multiple clients. Completing assigned work in line with expected standards (and took responsibility for addressing review feedback where needed) and drafted Internal Audit reports to sharing with senior stakeholders as well taking opening and closing meetings with the aforementioned stakeholders

Contributed to the development of appropriate management recommendations (based on internal audit work performed). Primarily at SMTB and the NHM Assisted with the review of the remedial actions taken by management (including assessment of adequacy of such actions in addressing earlier audit findings and recommendations).

At SMTB reviewed controls related to identification, monitoring and management of Market Risk specifically interest rate risk and following market events liquidity risk. Also reviewed the development and validation of the current ORSA model and understanding stress of the testing models including validation and methodology verify if the bank was meeting its ICAAP and ILAAP requirements

At SMTB set into work the validation of reporting/monitoring of regulatory issues by the planning the audit of a 2nd LOD department.

At SMTB worked across multiple business risk areas such as Treasury front and back office, financial crime, regulatory compliance and enterprise risk management areas including Business Continuity which involved auditing the progress of SMTB’s DORA compliance project as part of SMTB’s horizon scanning Risk Management Approach.

At all clients have worked collaboratively with other team members to further develop the Internal Audit function

At SMTB introduced a new method learned at Mazars which aided the stakeholder management process.

At SMTB introduced a 3-way match process to improve the completeness of audit coverage to ensure more accurate terms of reference (TORs) are delivered to clients and thus resulting in a more concise audit plan.

At MS Amlin undertook J-SOX reviews (in lead and supporting roles) across a range of business areas for Client’s entities, using in house software as well as external platforms that include Teammate and Xactitum

At MS Amlin contributed to the J-SOX compliance programme by performing controls testing, reviewing workpapers, validating J-SOX remediation plans, proposing control enhancements to improve the efficiency and effectiveness of controls and work collaboratively with the business in a timely manner

At MS Amlin drafted J-SOX findings to highlight areas of risk and failures in the JSOX control framework

Introduced the 5W and 1 H Aviva audit methodology to future clients (regarding a continuous improvement mindset) and was also able to demonstrate the effectiveness in using MS teams to document walkthroughs and testing

At multiple clients have presented audits to senior stakeholders

Have written attestations strong working relationships between the Internal Audit function and rest of the organisation as to were developed and maintained.

At the NHM developed the current Anti Bribery and Corruption (ABC) Policy, and developed delivered the training programs from both AML and ABC legislation

As the role within the NHM grew learned to become a “subject matter expertise” on a wide range of issues from counterfeiting, cyber security, health and safety, to project management.

Learned how to audit controls for an organisation that had multiple revenue streams as an educational space, event space, retailer of fast-moving consumer goods, as well as a scientific institution.

At Safran assessed the robustness of the processes in place through procedure checks, business interviews and formal testing of the key drivers of the business such as Sales, Purchase, Programs and Trade Compliance

At Safran this remit involved ensuring that due diligence procedures (KYC) for new customers and vendors were being followed to ensure the process of payments going into and out of business would meet regulatory scrutiny

This involved working remotely to execute the audit campaign with managers who were based in offsite in the premises of the parent company (France). And required me to developed with management how to present audit evidence without compromising commercial, and security sensitivities.

At Safran Improved the recording and logging of audit evidence, thus making it easier to be rolled forward when appropriate.

At MUM Developed the test plan for the new underwriting protocols as well as testing the accounting integrity of the new underwriting software and reporting the results to the IT manager.

At MUM Liaised with the Insurers who provided underwriting capacity, coverholders and third-party claims administrators, and co-ordinated financials activities with underwriters, brokers and claims handlers as part of the reconciliation process

At Langham Hall performed client risk assessments and due diligence for new and existing clients developing an understanding of the client's risk control framework, and working with them to improve their controls as part of the function of providing independent depositary oversight, which I would later use in auditing the set-up of new vendor and customer accounts

Performed high level analytical real time operational and financial audit reviews around all of a fund's events and processes as they pertain to investors identifying risks around the above processes and seeking to minimise risks to investors e.g. distributions, drawdowns and investor transfers, so as to ensure they are compliant with their limited partnership agreements

Continued improving the risk management framework in relation to work of a depositary

Canada Square Capital (Angel Investors)

Decision Support September 2011 - January 2014

Providing written analysis and evaluation of investment concepts that have been presented to the equity partners.

Assessing concepts for their potential viability primarily using SWOT analysis.

Would provide recommendations to invest.

Rahman & Co Chartered Certified Accountants

Accountant (Sub-contractor) February 2010 – December 2010

Advising management such as identifying and explaining cost and revenue drivers and trend analysis.

Preparation of client accounts including income statements, statements of financial position and reconciling cash book to bank statements, in accordance with UK accounting standards.

Involve (Charitable Organisation)

Risk Management and Operational Consultant September 2009 – January 2010

Helped establish the risk management framework and promote a culture of awareness.

Drafted policies and procedures consistent with local regulation.

Drafted policies for Intellectual Property and Data Protection policy; and corporate training procedures.

Conducted a gap analysis between existing internal controls and the company’s risk appetite on behalf of Senior Management; also provided subsequent recommendations.

Helped restructure and improve the efficiency of the resource management process.

Helped embed the use and preparation of improved financial management information.

Macmillan Cancer Support

Internal Audit July 2009 – August 2009

Performed a value for money review concerning the effectiveness and governance of the organisation’s marketing partners.

Advised on the development of strategic partnerships to improve services.

Introduced a new process to improve the organisation’s ability to assess its competitor analysis

BRAC UK (Charitable Organisation)

Management Support (Contract) August 2009 to September 2009

Advising on the development of strategic partnerships to enable improved service to users and creating a new process to better assess the organisation’s service offerings in comparison with its competition

Reported to the board of the findings of my analysis to the brief given

In November 2007 I took the decision to leave EY to look after my mother, who had been diagnosed with cancer. During this time, I finished my exams for my ACCA qualification and also participated in charity runs to raise money for: Cancer Research; UK; Plan International; Breast Cancer Care, Breakthrough Breast Cancer and MIND.

Ernst & Young

Auditor – Insurance (Primarily) also Banking, Investment Management, Media and Technology September 2006 – November 2007

Performed audit tests including analytical reviews and substantive fieldwork.

Conducted walkthroughs of key business processes, identifying key risks and controls and communicated deficiencies to the client on a timely basis.

Planning audits

SOX 404 testing of client internal control frameworks.

Performed regulatory reviews to ensure clients complied with FSA and other industry guidelines.

Reviewed financial statements in UK GAAP, US GAAP and IFRS; and advised where deviations occurred.

Coached junior colleagues.

Playing a pivotal role in the management of the assigned audit area with sole responsibility for the delivery of smaller clients.

Secondments included:

Conflicts Team

Performing conflict of Interest review of new and existing audit and non-audit assignments, preventing them happening and minimising the impact if and when they arose.

Clients included:

Aon; AE Grant; Norwich Union; Combined insurance Companies of America; JZEP; o2; Publicist SA; and Deluxe

Education and professional qualifications

ACCA Full member of the Association of Chartered Certified Accountants (June 2010)

BSc (Hons) 2:2 Economics, Queen Mary & Westfield University (2000)

Subjects include: Macroeconomic Policy; Finance Theory; Environmental Economics; Marketing, Accounting and Finance; Industrial Economics

3 A Levels Economics (B), Mathematics (B) and Chemistry (B) (1997)

10 GCSEs Including English, Mathematics and French (1994)

Further skills

Solid working knowledge of MS Office, Bloomberg, Global Custody System (GCS), Telekurs, SAGE and other in house applications including EY ‘AWS’ and ‘GAMx’, HSBC - Icon and AAM – Charles River, Manchester Underwriting - Eclipse, Safran Electric SAP, KCC TeamMate, Rex and Pentana Audit Software programs.

Speak conversational Bengali, French and German

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