Financial Analyst Credit
Resume:
WAFAA MAAROUFI
EXPERIENCE
March **** – December 2021
Financial Analyst at RCI Finance Maroc (The Renault Motor Group)
Process Financing requests by studying the solvency of companies through analysis of financial statements and possible risks linked to the financing transaction.
Carry out customer visits as necessary for the financial diagnosis.
Manage portfolios through the analysis of requests for renewal of stock financing lines and monitoring of indicators within this activity.
Prepare client files and lead credit committees.
Ensure compliance with Financial Security Compliance Rules (KYC, LCB-FT) September 2012 – April 2015
Network Financing Manager at RCI Finance Maroc
Track dealer regulations and enter them into the system.
Manage the dealer network, financing, and customer monitoring.
Send Interest Statements and Invoices to dealers. January 2012 – September 2012
Credit Analyst at SOFAC
Study the credit files of individuals and businesses.
Check the conformity of documents according to the company standards and procedures.
Ensure compliance for granting credit and, if necessary, validate them.
Present files to the Credit Committee, ensuring compliance. January 2010 – December 2011
Customer Manager at SOFAC
Correspond with customers regarding inquiries and complaints
Advise and support clients with their financing.
Carry out system entry and follow up on files with the credit granting department.
Carry out prospecting actions.
July 2009 – January 2010
Amicable Recovery Manager
Monitor debtor files and implement recovery actions.
Monitor the collections obtained and prepare reports. EDUCATION
2015-2016 ISCAE
Certificate in Finance and Accounting
2009-2011 Hassan II University of Casablanca
Specialized Master: “Banking and Financial Markets” 2008-2009 Hassan II University of Casablanca
Bachelors: Financial Management
2004-2005 Lycée Imam Boukhari
Baccalaureate: Experimental Sciences
OFFICE AND LANGUAGE SKILLS
LANGUAGES: English (Fluent) - French (Bi-Lingual) - Arabic (Native) - Darija (Native) OFFICE: Microsoft Office (Excel, Word, PowerPoint) PROFESSIONAL: Outstanding team player who is dependable, honest, organized and hardworking with excellent interpersonal skills and strong problem identification & resolution abilities. 4803 Columbia Rd.
North Olmsted, Ohio
44070
Wafaa.maaroufi@hot
mail.com
OBJECTIVE
Professional Financial Analyst
with 12 years’ experience
looking for a position to apply
my skills and advance my
career while driving innovation
and fostering a team
environment.
Contact this candidate