Post Closing Specialist
Resume:
Justin Seide
ad8jle@r.postjobfree.com
Education:
Post University, Waterbury, CT
Bachelor’s Degree, Accounting, 2006
Course Highlights: Business Law I & II, Environmental Law, Business Administration, Accounting, Business Admin I Experience:
AnnieMac Home Mortgage Nov 2021 – Sept 2023
Post-Closing Suspense Coordinator
• Review loan files that have been suspended by investors after being shipped out
• Rebut invalid suspense issues with respective investors
• Work to get suspended loans sold before allotted investor due dates
• Maintain a pipeline of 40 + loans at various volume levels
• Communicate with all divisions of the bank to obtain necessary documentation in a timely fashion
• Work effectively under specific time constraints
• Work independently and as a team
• Operate and prioritize in a fast paced environment Absolute Home Mortgage, Fairfield, NJ April 2021 – October 2021 Senior Post Closer/Suspense Coordinator
• Scan closing documentation after closing, file documents, and sort documents based on type or further processing requirements
• Prepare overnight deliveries using a variety of software packages
• Track overnight deliveries as needed
• Deliver documentation to other parties for further processing
• Send funding documentation to lenders and communicate funding needs quickly to necessary parties to ensure timely funding of loans
• Scan recordable documents to Recorder upon funding
• Ensure payoff checks, payoff letters, equity line closure letters are accurately and timely sent to payoff sources
• Ensure 1099 and tax information is properly filed and reporting information is documented in closing software
• Print first page of electronically recorded docs and match with originals, stamp original, and prepare for delivery
• Ensure final title insurance documentation is delivered to final title processor with check for final title processing
• Depending on assignment, prepares final title opinions for review and signature by Attorney
• Clearing suspended files for purchase
Greenway Mortgage, Middletown, NJ December 2019 – April 2021 Post-Closing Coordinator
• Ship the file to investor or insuring agency, ensuring the proper stacking order.
• Ensure data integrity of loan files sold to agencies.
• Retrieve, process and clear all suspense notifications from investors to facilitate loan purchase.
• Maintain contact between investing companies and title/county
• Receive and log all trailing docs for post-closing
• Gather all conditions and obtain/review items from operations staff in order to have loan purchased
• Maintain accurate files on all loans being sold to investors
• Reviewing trailing documents for completeness/accuracy
• Ability to be flexible, multi-task and organize priorities in a fast paced work environment, while maintaining a high level of focus and accuracy.
HomeBridge Financial, Iselin, NJ September 2015 – November 2018 Shipper/Post Closer
• Represents the company in a professional and enthusiastic manner: by providing an exceptional level of customer service, supporting the mission statement, and adhering to our core values in all functions of their job responsibilities and interaction with internal and external customers.
• Responsible for reviewing loans based on Lock exp. to certain assigned investors.
• Reviews Files to ensure all closing documents are accurate, signed and dated correctly.
• Communicates with closing agent for any documents that are incorrect or missing.
• Scans all bar code sheets.
• Responsible for handing off the file after review to the scanning department.
• Reviews the Scanning System (Blitz Docs) to ensure all documents were scanned accurately.
• Uploads File to Investor/Servicer.
• Responsible for shredding paper files.
• Tracks the file status in encompass.
Investors Home Mortgage, Milburn, NJ
Post Closer October 2011-September 2015
• Deliver loans to various investors within the rate lock period (the files are prepared for delivery according to the investor's checklist).
• Electronically delivers Federal Home Loan and FNMA files to them.
• Clear suspense conditions requested by the investors.
• Enter delivery status information in Destiny.
• Follow up with Attorneys/Closing Agents and or borrower when there is a missing document in the closing package.
• Sends the Goodbye Letter to the borrowers once the loan is purchased by the investor.
• Send the Mortgagee Letter to the flood and homeowners insurance company
• To help copy, scan, and with all other responsibilities with regards to the file room
• Deliver file to FHA, Haven Savings, and Federal Home Loans to investors Experience & Skills:
Skills: Conventional Mortgage Loans, Jumbo/Super Jumbo Mortgage Loans, FHA/GNMA Mortgage Loans, USDA/VA Mortgage Loans, FHA 203K Rehabilitation Loans
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