Customer Service Post Closing
Resume:
Veronica Garcia
Long Beach, CA 90807
Cell: 562-***-****
Email: ad7dim@r.postjobfree.com
Over 20 years mortgage experience dedicated to achieving profitability and delivering outstanding customer service. Energetic professional with exceptional analytical,
organizational and people skills. Strong personal ethics and integrity. Bilingual (fluent English-Spanish). Convey a professional image of honesty and concern for our customers’ needs. Work well under pressure and deadlines. Willing to work weekends and overtime. Excellent communicator seeking a challenging position utilizing current skills and abilities. Self starter, and team leader/player.
Experience
Senior Loan Closer/CD Analyst
Paramount Residential Mortgage., Corona, CA
10/2020 – 06/2022
●Prepare, review and send out initial CD Excellent experience with TRID/RESPA
●Coordinated funding between escrows, multiple branches and accounting
●Completed post closing conditions between investors and branch within 24 hrs of receipt
● Logged and reviewed loan closing documents.
●Checked-in and signed-off underwriting/ funding conditions
●Contacted escrow and brokers for outstanding condition
●Send wires out to title companies
●Fund FHA/VA, Conventional and several bond programs as well as funding out of state loans
●Prepare post closing final closing disclosure
Senior Funder
Platinum Home Mortgage Corp., Carson, CA 10/2007 – 10/2020
●Review final documentation for accuracy-CD’s. Excellent experience with TRID/RESPA
●Coordinated funding between escrows, multiple branches and accounting
●Completed post closing conditions between investors and branch within 24 hrs of receipt
●Logged and reviewed loan closing documents.
●Checked-in and signed-off funding conditions.
●Contacted escrow and brokers for outstanding conditions.
●Sent wires out to title companies.
●Fund FHA/VA, Conventional and several bond programs and out of state loans
●Received multiple “Employee of the month” awards
Senior Funder
Pinnacle Financial Corp., Carson, CA 5/2005 -10/2007
●Review final documentation for accuracy
●Coordinated funding between escrows, multiple branches and accounting
●Completed post closing conditions between investors and branch within 24 hrs of receipt
● Logged and reviewed loan closing documents. Checked-in and signed-off funding conditions.
● Contacted escrow and brokers for outstanding conditions.
● Sent wires out to title companies.
● Fund FHA/VA, Conventional and several bond programs and out of state loans
●Received multiple “Employee of the month” awards
Senior Funder
American Home Mortgage Corp., Long Beach, CA 2003 - 5/2005
●Preparing loan documents, reviewing and signing off underwriting/funding conditions
●Funding and shipping loans
●Worked with R.E. agents, brokers, escrows, etc., in obtaining various conditions for expeditious closings
●Auditing of final hud-1 settlement statements
●Worked with various investors on purchasing of loans
●Provide daily and monthly reports and progress of loans
Senior Funder
Marina Mortgage., Long Beach, CA 2000 - 2003
●Preparing loan documents, reviewing and signing off underwriting/funding conditions
●Funding and shipping loans
●Worked with R.E. agents, brokers, escrows, etc., in obtaining various conditions for expeditious closings
●Auditing of final-settlement statements
●Worked with various investors on purchasing of loans
●Provide daily and monthly reports and progress of loans
Loan Funder
PMA Mortgage Company, Inc., Long Beach, CA
1995-2000
●Preparing loan documents, reviewing and signing off funding/underwriting conditions
●Funding and shipping of loans to various investors and working with them directly in obtaining and clearing conditions for purchasing of loans.
●Worked with R.E. agents, brokers, escrows, etc., in obtaining funding conditions for expeditious closings.
●Worked with various warehouse banks and sending out collateral packages
●Send wires out to title companies
●Review of final settlement statement/CD
Government Insurer
PMA Mortgage Company, Inc. Long Beach, CA
●Setting up and auditing files for government insuring
●Clearing suspense items for purchase of loans
●Communicating with FHA (HUD) and VA on various items for insuring.
●Auditing mortgage insurance and loan guarantee certificates
●Prepared weekly government status reports
Education and Credentials
High School Diploma – Woodrow Wilson High School, Long Beach, CA 1992
Major: Secretarial Science- United Educational Institute, Huntington Park, CA 1993
Computer skills include Microsoft Office Suite (Outlook, Word, Excel.) Experience in Encompass, Loan Soft,Doc Magic, Blitz, Data Track, & PowerPoint).
65 WPM Typing skills, Ten key by touch/sight
*Licensed Realtor since 2005
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