Senior Accountant Business Analyst
Resume:
Shoukofeh (Shouka) Ghaffari-Rafi
Campbell, CA 95008
ad74pt@r.postjobfree.com
Objective: To obtain a Senior Accountant position with a progressive organization offering opportunities for greater advancement.
PROFESSIONAL EXPERIENCE
National Rural Utilities Cooperative Finance Corporation, Dulles, VA 03/24 – 08/24
Corporate Loan Accounting, Business Analyst (Contract)
Reviewed, analyzed, and reconciled accounting generated reports for internal and external customers for business and identified issues.
Review, reconciled, and validated EDW (Enterprise data warehouse) reports for month, quarter, and year end close.
Perform Audit confirmation reconciliation from IT generated queries to general ledger and system generated reports. Identified variances and submitted correction to customer’s accounts.
Conduct monthly assigned accounts reconciliation and tasks in blackline.
Reviewing assigned monthly and quarterly reports.
Reviewed and approved assigned Journal Batches in Oracle Fusion.
Assisted special conversion projects as needed.
Visa Inc., Foster City, CA 03/23 – 02/24
Corporate Controllership, Senior Financial Analyst (Contract)
Maintained accounting functions including general ledger, revenue, treasury and inter-company transactions.
Managed monthly and quarterly close cycles for settlement accounting and ensured that US GAAP financial reporting on timely in accordance with corporate close guideline.
Maintained the General ledger including the preparation of journal entries, analysis, reconciliation and reporting for domestic and international settlement accounting that comply with internal and external audit specifications.
Conducted accounts reconciliation in blackline monthly, ledger close activities, and provided financial data to support management in decision making for settlement.
Communicated with Treasury, Business to Business (B2B), and Visa credit card departments for internal and external settlement.
Researched past transactions and interpreted past events and future treatment (flux analysis).
Supported Internal Audit on the assessment of internal controls for settlement.
Participated in the ongoing development and maintenance of internal procedures and processes for settlement.
Prepared reports and anticipated special projects for settlement.
Assisted and supported special projects as needed for team members.
New York Community Bank / Flagstar Bank / Opes advisors, Westbury, NY / Troy, MI / Cupertino, CA 07/16 – 01/23
Corporate Accounting and Finance, Senior Accountant
Prepared financial reports to Opes Advisor’s branch managers, including Net Operating Income (NOI), Trial Balance, and adjusted override margin.
Prepared financial reports to Opes Advisor’s branch managers: NOI (net operating income), Trial Balance, and adjusted override margin.
Prepared and analyzed branches NOI (net operating income) summary report.
Prepared and analyzed AOM (adjusted override margin) for margin recommendation.
Prepared and analyzed Tolerance Cure, Funded loan reports.
Prepared Gain on Sale reconciliation MIAC to GL to manager.
Prepared assigned reports and JE for month end close.
Provided analyzed reconciled reports for Open loans and Gain on Sale.
Created allocated report and adjusted JEs for: Gain on Sale to the branches, EVA (expected versus actual) for Operational Losses, and Secondary Gain Hedge Pair offs.
Prepared and analyzed funded, purchased, & open loans reports for loans reasonableness test.
Reconciled assigned GL accounts and uploaded into Blackline.
Reconciled loan sale activities and uploaded to system daily/month end. Researched, analyzed, and communicated with related department to correct unreconciled items. Prepared related journal entry.
Created interest income accrual JE for month end close.
Assisted management in forecasting yearly budget and updated Hyperion system for the Opes Branches.
Prepared quarterly filing Call report activities for RC-P (family residential mortgage banking) & RC-S (servicing, securitization, and asset sale) for manager approval and uploaded into filling forms in Wdesk.
Maintained and reconciled Pair offs settlements GL accounts. Researched, analyzed, and communicated with departments and investors for unreconciled transactions. Prepared related journal entries.
Assisted and supported special project as needed to managers.
Stanford Federal Credit Union, Palo Alto, CA
Corporate Accounting and Finance, Senior Accountant 03/08 – 05/16
Reconciled Visa Credit Card Portfolio GL accounts daily/month end. Researched, analyzed, and communicated with credit card department to correct unreconciled transactions. Prepared related journal vouchers (income & expense) to the portfolio.
Reconciled Debit Card & ATM GL accounts daily/month end. Researched, analyzed, and communicated with departments to correct unreconciled transactions. Prepared related journal vouchers.
Reconciled Bank’s Share Branching GL accounts daily/month end. Researched, analyzed, and communicated with departments to correct unreconciled transactions.
Prepared journal vouchers and reconciled & analyzed assigned GL accounts for month/year end.
Ran daily Balance Sheet report and researched any discrepancy for VPs (later as backup).
General Leger variance analysis, researched, and resolved problems regarding GLs for month/year end closing.
Prepared monthly assigned reports and updated to the managers.
Maintained and reconciled investment Loan Portfolio (Small Business, U.S. Department of Agriculture, Member Business, and Commercial Real Estate). Prepared related JV and reports.
Reconciled monthly Consumer Loan portfolio for 13 investor pools and prepared related journal vouchers and reports.
Reconciled Federal Reserve Bank account GLs (later as backup).
Completed automation of the Federal Reserve Bank Account reconciliation by installing Treasury software. Mentored new employee to use the reconciliation software.
Interfaced daily IT generated data to accounting system, conducted research & solved related problems (later as backup).
Prepared weekly FR 2900 report and submitted to Federal Reserve Bank (later as backup).
Assisted and supporting special projects.
Ran monthly reports from crystal report software.
Assisted in preparation of Finance Committee reports and with 5300 Call report for quarterly filing to NCUA.
ADDITIONAL RELEVANT EXPERIENCE
PolarOnyx, Inc., Sunnyvale, CA
Accountant 11/06 – 03/08
Prepared Accounting Financial reports, and processed accounts receivable, payable, and payroll. Also, handled all aspects of human resources activities.
Financial
Prepared financial reports and statement and analyzed the reports.
Prepared and analyzed Cash Flow and Budget reports.
Managed Month, Quarter, and Year end closing including journal entries.
Bank Reconciliation.
Implemented inventory system (fishbowl inventory) and administered the system for purchasing & sales department.
Inventory reconciliations, updated depreciation schedule and posted depreciation journal entries.
Prepared sales/use tax returns.
Submitted yearly ICE (incremental cost effectiveness) report to government (DCAA-Defense Contract Audit Agency).
Provided data to CPA for taxes. Provided data for government audit (DCAA).
Maintained W9’s for all Vendors during the year and reporting 1099.
Kept all the Accounting procedures consistent and in place and updated procedures.
Accounts Receivable
Prepared customer invoices based on customer P.O. and verified all the documents.
Processed government vouchers based on contracts and financial report and submitted through WAWF (Wide Area Workflow).
Reviewed national, international, and government customer’s contract and proposal.
Prepared weekly cash flow and updating the sales register and voucher reports.
Accounts Payable
Processed vendor’s invoices, bills, and expense reports. Matched invoices with P.O. & Packing List and approved the invoices by purchaser.
Generated weekly check run from Cash Requirement list. Verified checks with backup documents.
Payroll
Collected approved Timesheets, calculated hrs based on each project, entered into payroll register spread sheets and ADP.
Reconciled ADP report with internal reports. Verified EDD reports.
Entered payroll Journal entries into QuickBooks.
Processed Monthly Simple-IRA accounts.
Updated sick leave and vacation hrs.
HR
Administered employee benefit and insurance plans.
Managed general business legal requirements-insurance, licenses, leases, etc.
Processed of hiring employee documents.
Artizen, Inc., San Carlos, CA
Accounting Clerk 04/05 – 11/06
Handled Accounts Payable and Accounts Receivable.
EDUCATION and PROFESSIONAL DEVELOPMENT:
Bachelor of Science (B.S.) in Business Administration, Concentrations in Accounting and Finance
San Jose State University, San Jose, CA
Level 1 CFA Review Course, Security Analysts of San Francisco
Computerized Accounting Programs, Foothill College
Computerized Accounting Practice, Foothill College
SKILLS
Oracle Fusion, PeopleSoft, ACBS, LA Pro, Great Plain, Fintrac, Encompass, Microsoft Dynamics (Solomon), Financial Accounting System (FAS), CUPlan, Fincentric (IWB Application), Fiserv bank platform (DNA), Microsoft SQL, IBM Notes, Microsoft (Excel, Word, Outlook, PowerPoint, Access), Noetix WebQuery Report, Crystal Report, Jet Report, Quick Book, Peachtree, Quicken, Fishbowl Inventory, Adobe (PDF), Word Perfect, Lotus 1-2-3, Page Maker, Graphics and Desktop Publishing.
Volunteer: Forest Hill Elementary School (Campbell, CA)
Rolling Hills Middle School (Los Gatos, CA)
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