Mortgage Loan Originator

Summary

Education Professional Experience

Certifications

Plainfield, IL

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RANDY SIMPSON 630-***-****

Mortgage Loan Originator

15+ years of sales experience delivering premium customer service, selling mortgage banking financial solutions. Proven track record of fostering exceptional client relationships, consistently achieving 5-star rating. Skilled in expanding client base through strategic networking with investors, real estate professionals, and financial advisors.

“To be successful in sales, simply talk to lots of people every day. And here’s what’s exciting — there are lots of people!” – Jim Rohn WNB June 2023 - Present

Execute daily banking operations, including cash handling, deposits, withdrawals, and account inquiries, ensuring accuracy and compliance with banking regulations.

Process personal, and business loan applications, assess creditworthiness, and facilitate loan approvals in accordance with lending policies and procedures. Consistantly hitting 100- 125% of monthly goal.

Adhere to security protocols and compliance regulations to safeguard customer information, prevent fraud, and mitigate risks for the bank.

US Mortgage Funding April 2023-Present

Evaluate applicants' financial status, creditworthiness, and property to recommend suitable products aligning with guidelines and client needs.

Successfully closed and funded 30-35 loan units, averaging 12- 15 million.

Manage the end-to-end loan lifecycle, from initial application through to successful closure, providing support in processing and underwriting stages.

Associate's Degree - Business and Culture

NMLS / MLO Certification

August 2004 to Present

Licensed in IL, IN, TX, FL

Retail Banker II

Mortgage Loan Originator

Kirkwood Community College - Iowa

Skills

Team Management

Underwriting

Credit Analysis

CRM Softwares

Commercial Lending

Sales Management Mortgage Loan Originator

Caliber Home Loans Inc April 2018-April 2023

Consistently ranked among the top performers for loan origination and revenue generation in the commercial lending department.

Collaborated with credit risk management and other internal teams to structure loan transactions and negotiate terms and conditions that align with the bank's risk appetite and profitability goals

Directed and mentored a dynamic team of 12-15 sales associates throughout my tenure with the company.

Pacific Union Financial, LLC February 2017 - March 2018 Thoroughly evaluate loan applications, compile credit histories and reports, and analyze applicants' repayment capacity and risk of default.

Utilize predetermined criteria to make informed decisions, either approving or declining mortgage applications. Mortgage Loan Originator

Mortgage Loan Originator

Everett Financial, LLC-dba- (Supreme Lending) July 2015 - February 2017

Effectively orchestrated a dynamic pipeline, overseeing an average of 60-70 loans at any given time, resulting in the funding of over $18-20M in financing.

Mortgage Loan Officer

CF Funding Corporation January 2009 - July 2015

Strategically cultivated relationships, promoted business expansion, and expanded referral networks

"Consistently achieved 5-star reviews, optimized operational workflows, and exhibited unwavering commitment throughout the entire loan lifecycle, extending beyond the closing phase. VP, Commercial Loan Officer

Mortgage Direct Inc January 2006 - December 2008 Proactively identified and nurtured relationships with potential clients.

Conducted interviews with clients and prospects seeking commercial loans.

Gathered and analyzed financial and relevant data to assess overall creditworthiness.

Developed customized loan terms and conditions that align with client requirements and lending standards.

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