Branch Operations Loan Processor

BONNIE L RUFFNER

** * ****** ***

McRae Helena,GA 31055

609-***-**** (cell)

*************@*****.***

Career Objective

Efficient professional with 25 + years of experience and a proven knowledge of branch operations and loan and mortgage processing and closing. Aiming to leverage my skills to successfully fill the available position.

Additional Skills

· Self-motivated

· Strong organizational skills

Professional Experience

Sep 2022 - Feb 2023

Front Desk Clerk

Little Ocmulgee State Park

Sep 2002 – Jun 2008

RETAIL MORTGAGE PROCESSING SPECIALIST

S&T Bank, Indiana, PA

· Verify and examine information and accuracy of loan application and closing documents.

· Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.

· Contact credit bureaus, employers, and other sources in order to check applicants' credit and personal references.

· File and maintain loan records.

· Submit loan applications with recommendation for underwriting approval. May 1995 – Aug 1998

LOAN PROCESSOR

Peoples Trust Bank Company, Salem, IN

· Interview loan applicants in order to obtain personal and financial data, and to assist in completing applications.

· Verify and examine information and accuracy of loan application and closing documents.

· Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.

· Record applications for loan and credit, loan information, and disbursements of funds, using computers.

Sep 1992 – May 1995

TELLER

Jackson County Bank, Salem, IN

· Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slips.

· Order a supply of cash to meet daily needs.

· Enter customers' transactions into computers to record transactions and issue computer-generated receipts.

· Balance currency, coin, and checks in cash drawers at ends of shifts, and calculate daily transactions using computers, calculators, or adding machines. May 1975 – Sept 1985

ASST BR MGR, HEAD TELLER, TELLER

1st People's Bank of NJ, Brooklawn, NJ

· Process and maintain records of customer loans.

· Obtain and process information required for the provision of services, such as opening accounts, savings plans, and purchasing bonds.

· Explain, promote, or sell products or services such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations.

· Resolve problems or discrepancies concerning customers' accounts.

· Count, verify, and post armored car deposits.

· Monitor bank vaults to ensure cash balances are correct.

· Identify transaction mistakes when debits and credits do not balance.

· Process transactions such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.

· Carry out special services for customers, such as ordering bank cards and checks.

· Prepare and verify cashier's checks.

· Order a supply of cash to meet daily needs.

· Balance currency, coin, and checks in cash drawers at ends of shifts, and calculate daily transactions using computers, calculators, or adding machines.

· Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slips.

· Count currency, coins, and checks received, by hand or using currency-counting machine, to prepare them for deposit or shipment to branch banks or the Federal Reserve Bank. Education

GLOUCESTER CITY HIGH SCHOOL

Gloucester City, NJ

High School Diploma (Jun 1971)

References

References available upon request

Contact this candidate