Loan Closer

Elvia Martinez

949-***-**** • *********@*****.*** • linkedin.com/in/elvia-martinez-938328238

With more than 15 years of expertise as a proficient loan closer, I focus on the assembly, preparation, and verification of closing documents. My core competencies include proactivity, dependability, organizational skills, teamwork, effective communication, and a heightened sense of urgency. Experience across multiple states in various loan types: jumbo loans, FHA, VA, USDA, and conventional loans. I am bilingual in Spanish and English. WORK EXPERIENCE

Bay Custom Upholstery •Remote • 09/2022 - 10/2024

Administrative Assistant

Loan Depot.Com •Remote • 09/2015 - 08/2022

Sr. Loan Closer

Stonegate Mortgage • Irvine, CA, USA • 11/2012 - 09/2015 Loan Closer

Wells Fargo Bank • Costa Mesa, CA, USA • 02/2009 - 11/2012 Loan Funder

EDUCATION

High School Diploma

Horizon High School • Santa Ana, CA, USA

Real Estate And Computer Science

Santa Ana College • Santa Ana, CA, USA

• Utilize Quickbooks for the organization of payroll and accounting systems

• Schedule appointments with customers and respond to emails promptly

• Monitor and replenish office supplies inventory as needed Conducted a comprehensive review of loan documents and CD to verify that all requirements outlined in the TRID regulations were met

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Collaborated with loan processors and Title Companies to effectively resolve any transactional or title-related concerns

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• Obtained authorization for loan approvals up to $6 million and closed around 125 loans

• Created the closing documents and thoroughly inspected about 150 closing packages

• Daily updates on the loan status of over 40 customers were provided to the closing agent

• Coordinated with loan processors and Title Companies to resolve transactional issues

• Reviewed, finalized, and executed loan documents for an average of 120 loans

• Audited HUD-1 fees and made any corrections to CD while following all RESPA guidelines

• Trained 20 new employees to properly use the Encompass system

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