Service Manager
Resume:
Tex J. Williamson
Waukegan, IL 60085
acurbt@r.postjobfree.com
Proven expertise in business operations; organizational management; personnel management and evaluation; commercial credit, leasing, documentation and financial analysis. Demonstrative ability to effectively interface with customers, vendors and all levels of management.
August 2015 – current - Senior Wholesale Credit Underwriter, Case New Holland, Racine, WI 53406
Set, maintain and review the floor plan credit lines of 212 Farm, Agricultural and Construction Equipment Dealers throughout the Southwestern United States (including Western Canada, Hawaii and Alaska) in a portfolio aggregating $180,000,000. Specific responsibilities: financial analysis; documentation review; updating proprietary computer systems to reflect decisions; communicating with dealers (both verbally and electronically); working with Portfolio Managers to approve over line requests to allow shipment of product and reviewing UCC searches to verify security position. Granted a $5,000,000 credit authority.
August 2011 – August 2015 - Director of Operations – CapEx Financial, LLC, Libertyville, IL 60048
Duties and Accomplishments: Primarily responsible for the day-to-day Business Operational functions of the company. This includes: cash management, accounting, budgeting, purchases, accounts payable, invoicing, facilities management, information technology, credit information retrieval, underwriting, reviewing prospective customers business plans, documentation and funding of transactions. Administrative functions include typing of correspondence, replying to customer inquiries, ordering supplies, creating and maintaining credit files. Daily interaction with the sales staff regarding pricing, collateral, documentation, progress payments to vendors and addressing other vendor and customer concerns. Supervisor: James Bailey 847-***-****) - Okay to contact this Supervisor: Yes
May 2010 – August 2011 - Contact Representative – U.S. Selective Service, Bldg. 3400, Great Lakes, IL 60088
Duties and Accomplishments: Pay Grade GS-6 (This was a Federal Job). Responsible for answering callers’ inquiries about The Military Selective Service Act, the mission and how the mission was completed. Review incoming correspondence and typed outgoing replies as required. Research and resolve discrepancies with registrants’ records, verify registrations and submit appropriate documentation to eliminate duplicate registrations. Daily phone interaction with the public, various College Financial Aid Offices, United States Immigration Offices, Workforce Investment Offices, Military Recruiters and Unemployment Offices throughout the United States. Supervisor: Pat Miller 847-***-****) - Okay to contact this Supervisor: Yes
April 2003 – August 2009 – Manager of Funding and Informational Technology – AEL Financial, LLC, Buffalo Grove, IL 60089
Duties and Accomplishments: Responsible for the credit analysis, approval, funding and syndication of lease transactions to third parties on a recourse and non-recourse basis. Ensured that the Funding and Documentation Departments were properly staffed in order to be responsive to the customer, vendor and business goals. Audited transactions on a pre and post funding basis to ensure the goal of having proper documentation and structure. Additionally responsible for the procurement, implementation and security of companywide Office Technology. Specifically
• Develop and maintain relationships with third party Recourse, Non-Recourse and UNL funding sources
• Documentation due diligence prior to the purchase and funding of individual transactions and portfolios
• Analyze transactions from a documentation, credit and profitability prospective
• Draft Credit Guidelines, Program Agreements and Vendor Program Agreements
• Maintenance of high profile programs
• Responsible for the budgeting, implementation and acquisition of new front end leasing system
• Maintained $250,000 annual budget for on and off site end user office technology
• Tier II Help Desk Support
• Maintained Vendor Database
• Managed 4 direct reports and 2 departments consisting of a total of 10 people
• Streamlined workflow to increase administrative efficiency throughout both departments
• Instrumental in design of IT System to help automated tracking of workflow
• Appointed as Company Compliance Officer, Security Officer and Head of Information Technology
• Initial contact in the interviewing process for prospective new employees in the Credit or Funding Departments
Supervisor: Madalene Fuchs 847-***-****) - Okay to contact this Supervisor: Yes
July 1999 to April 2003 - Syndication Manager - Bankers Leasing Association, Northbrook, IL 60062
Duties and Accomplishments: Responsible for the syndication of transactions to third parties on a Non-recourse basis. Transactions range in size from $100,000.00 to several Million. Other duties include:
• Negotiate and review new and existing Master Lease Program Agreements
• Obtain approvals and re-approvals on transactions that are designated for sale on a non-recourse basis
• Review Credit submissions and prepare Credit Proposal's as required
• “Hot” backup for Credit Manager of small ticket Medical and Computer transactions
• Successfully placed $60MM+ in transactions on a non-recourse basis
• Promoted from Assistant Vice President to Vice President
Supervisor: Jim Bailey 847-***-****) - Okay to contact this Supervisor: Yes
July 1996 to July 1999 - Senior Credit Analyst – Heller Financial, Inc., Chicago, IL 60606
Duties and Accomplishments: Responsible for the oversight of specific vendor programs, including annual program and portfolio review, monitoring the performance of specific end user portfolios, and adhering to the underwriting criteria of the given programs. Programs included non-recourse, full and UNL pool structures.
• Analyzed financial statements, including cash flow and debt service calculations
• Analysis and approval of various leasing transactions on a portfolio and “one-off” basis
• Assisted in the due diligence process and compliance audits of various relationships
• Participated with the Marketing representatives in the development of new program relationships
• Scrutinized proposed loan documentation
January 1996 to July 1996 - Credit Analyst - American Auto Funding, Inc., Park Ridge, IL
Duties and Accomplishments: Analysis and processing of Consumer credit application in the Sub-prime Automobile Financing Market. Interfaced daily with numerous Auto Dealers throughout the States of Ohio and Indiana to ensure quick turnaround of submitted applications.
July 1988 to March 1995 - Credit Analyst - Deutsche Credit Corporation, Deerfield, IL
Duties and Accomplishments: Review/analysis of credit transactions, preparation/presentation of retail (including franchises) and wholesale credit reports, financial analysis, risk assessment, collateral valuation, account maintenance (credit approval extensions, rewrites, transfer and assumptions and collateral release requests), training of credit staff, and resolution of documentation issues. Positions held and promoted to:
July 1988 – March 1989 - - Credit Secretary;
March 1989 – January 1990 - - Documentation Specialist;
January 1990 – March 1995 - - Credit Analyst, including Lead Analyst for private brand Wholesale Program with over 1,300 dealers with aggregate credit lines in excess of $150,000,000 and Lead Analyst for Wholesale Marine Program consisting of Manufacturer Working Capital and Dealer Floorplan credit lines aggregating to $25,000,000.
January 1981 to June 1988 and September 1988 to October 1993 - Yeoman Second Class - United States Navy
Duties and Accomplishments: Responsibilities included all typing of correspondence, evaluations, and awards. Maintaining both Officer and Enlisted Service Records. Designated as Personnel Affairs Officer for Service School Command, Great Lakes; designated as Evaluation Coordinator/Instructor for all Staff at Service School Command Great Lakes and all students at Basic Electronics and Electricity “A” School and Electronics Technician “A” School (Conventional and Non-conventional); Special Weapons Security Team, Classified Material and Communications Security Clerk, Command Inspection Team, Watch Bill Coordinator. Awards include Secretary of the Navy Letter of Commendation, Meritorious Unit Commendation with two Bronze Stars, Navy Expert Rifle and Pistol. Medals include Good Conduct, National Defense and Navy Expeditionary Medal with one Bronze Star. Member of the United States Navy Reserves from September 1988 to October 1993, Honorably Discharged. Security Clearance – Top Secret/SCI (inactive).
Education:
August 1995 - College of Lake County, Grayslake, IL - Associate of Science Degree
January 2012 - Southern Illinois University, Carbondale, IL - Pursuing Bachelor of Business Administration, with emphasis in Operational
Management, expected graduation in May 2017
Job Related Training:
Dale Carnegie - How to Win Friends and Influence People - January 1988
Documenting Commercial Loans – Lenders Commercial Institute, 1992
PC Troubleshooting and Repair, March 2004
Safeguarding of Personally Identifiable Information November 2010 (US Selective Service)
Information Systems Security Awareness November 2010 (US Selective Service)
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