Credit

Jon Beck

**** ******* ***** *****

Saint Charles, MO 63304

636-***-****

acpnqd@r.postjobfree.com

JOB OBJECTIVE, Credit Analyst

CORE COMPETENCIES

*Experience with credit underwriting and annual credit

reviews for different types of industries

*Skills and experience in working with credit reports and

financial statement analysis to achieve profitable

results

*Experience with auditing of business partners, UCC filing

and collateral finance requirements

*Ability to recognize credit underwriting strengths,

weaknesses, and work on a team to achieve quality

results

*Dedicated to working with clients to achieve results and

assure that company goals are achieved

EXPERIENCE

Senior Surety Underwriter, September 2001- February 2013

Protective Life Insurance Company (Lyndon Property Insurance Company),

Saint Louis, MO.

. Working with agents on underwriting requests and

obtaining financial information

. Responsible for annual assessments and financial

analysis of company statements

. Completed underwriting audits of agency to review

quality of records and adherence to company guidelines

and standards

. Responsible for developing and monitoring handling of

collateral assets related to each client

. Assist with related claims handling, setting of

reserves, and provided direction and referrals to

attorneys

. Monitoring surety bond runoff, reporting on accounts,

recording and claim payment approval

. Provided timely reports to management for risk exposure,

production, losses and claim reserves

. Worked with collections to recover past due premiums,

issue default notices, skip trace, and collect accounts.

REFERENCE: Christine Nickelson, Vice President Surety Operations

636-***-****

Credit Finance Area Manager, 1998- September 2001

Conseco Finance, Clayton, MO

. Provided written financial analysis review of floor plan

accounts for credit line approval and coordinated activity

with management and clients

. Territory covered 13 states and over 250 dealers

. Oversaw activities of customer service associates and

prepared annual performance reviews on each member of my

team. Assigned duties to financial customer service

associates

. Reviewed accounts for collateral requirements, and

acceptance of UCC requirements

. Assisted sales support and customers to setup client

branch locations and establish additional credit support.

John Schnuck - Finance Manager

Surety Underwriter, 1996-1998

Amwest Surety, Saint Louis, MO

. Underwriting and approving bonds for local accounts and

working with a variety of agents within line of authority

. Marketing to local agents and I prepared a monthly

newsletter on recent surety topics associated with the

company

Contract Surety Underwriting Specialist, 1987-1996

USF&G, Baltimore, MD

. Handled Home Office underwriting account territory for

Pennsylvania, New York, and West Virginia Contract Surety

accounts

. Account approval authority of $25 million single and $50

million program limit.

. Worked with Branch offices establishing program surety

credit lines and underwriting requirements

. Provided underwriting recommendations on specific accounts,

line approvals, and individual job approvals to management

. Completed underwriting audits of offices, provided training

and direction for junior underwriters

Fred Wiley, James Dailey Supervisors

EDUCATION - MBA

Lindenwood University, Saint Charles, MO

Graduate May 2009

Emphasis in Finance and Entrepreneurship

MNU, Olathe, KS

Bachelor of Arts Business Administration

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