LENEICE WHITE
**** *. **** **** *** B***, Anaheim, CA 92806 Phone 949-***-**** • E-mail: acb9si@r.postjobfree.com
QUALIFICATIONS SUMMARY:
Consistent achievements as a top producer, increasing revenues, portfolios and profits throug h expertise in business development, relationship
building, and exceptional customer service and attentive follow up. Self motivated, energetic. Efficient and organized with strong analytical,
logical skills and attention to detail. Excellent communication skills. Comfortable multitasking. Able to assess client needs and provide
products/services to meet those needs. Interface effectively with diverse populations of support staff and all levels of comp any personnel.
PRIMARY RESIDENTIAL MORTGAGE, INC May 12- Dec 13
Senior Loan Processor
Opened loans and gathered all required information for underwriting submission for all loan types including Conventional, FHA,
Jumbo, 203k, CHDAP, HARP, Down Payment Assistance Programs and Brokered Loans using Encompass and Data Trac LOS.
Pre-underwrite/Initial review of loan files for accuracy and completed application including DU/LP approval, Income Calculations for
W2/Self employed borrowers, Investment Property income calculations, asset documentation, Title review and Appraisal Review, etc.
Maintained communication with all parties involved throughout the loan process for updates on the closing proces s. Competed Re-
disclosure/RESPA requests and lock extensions.
Communicated all Approval conditions to the Loan Officer and applicable parties and acquired all needed items for closing.
Completed doc order forms, provided all closing items required and co nfirmed receipt of documents to escrow for signing.
Provided all Prior to Funding condition and cleared items needed for accurate funding time frames.
Funded 95%of projected closings each month with multiple acknowledgments for excellent support and customer service.
PROSPECT MORTGAGE, LLC Sept 10-Apr 12
Loan Processor II
Pre-underwrite, review for accuracy and all required documentation for incoming USDA/FHA loan submissions from all branches.
Cleared necessary conditions and submitted files for USDA approval, reviewed GUS approval terms and conditions to make
adjustments
Coordinated appraisal corrections and 1004D repairs, Verified property eligibility with USDA offices, Satisfied borrower eligibility
issues
Maintained strategic communication with borrowers, loan officers, title/closing agents and all real estate personnel
Prepared daily/weekly reports of all correspondence/action/progress to close for entire pipeline
Aided team with doc preparation and closing out files during end of month push
Funded 90% of projected closings each month with multiple acknowledgments for excellent support.
SUNWEST MORTGAGECOMPANY, INC Apr 10- Aug 10
Jr. Underwriter/Relationship Manager
Performed a variety of loan documentation duties for wet and dry state FHA/VA, HECM, Refinance, Retail, REO, Closed and Table
Funding, 203k, and 203b rehabilitation loans.
High Volume calls for reviews of initial approval for accuracy and communicates needed conditions to the brokers/borrowers.
After review of uploaded/emailed required d ocumentation clears underwriting conditions and submit files to Sr. UW underwriter for
review to clear conditions that are above individuals signing authority.
Clear conditions using EPLS/CAVIRS, Fraud Predator verifications, FHA Connection for case assign ments and appraisal logging etc.,
NMLS and local state specific agencies, DU/LP processing for qualification ratios, Request and review Title/Escrow/Closing At torney
documentation for liens/ judgments/ encumbrances/ taxes/Trust Approvals, etc.
Maintained a pipeline of 50 to 60 loans per month with accolades and exclusive coordinator authority.
MORIAH FINANCIAL GROUP Mar 08-Apr 10
Senior Loan Processor/Certified Tax Preparer
Reviewed residential loan application file and documentation to verify that application data is complete and meets establishment
standards, including type and amount of mortgage, borrower assets, liabilities, title, escrow, hazard insurance, credit and title
supplements, demands for payoffs, flood certs, and written verifications of employment. Orders and follows up on underwriting and
funding conditions and calls or writes credit bureau and employer to verify accuracy of information .
Processed subordinations, resolved appraisal disputes, executed closing actions to ensure a timely and effective closing process.
Maintained a high level of customer service by being proactive in communication with customers, banking center associates, re altors, etc.
Prepare individual and small business tax returns.
Review financial documentation, income statements and documentation expenditures to determine forms needed to prepare returns .
Increased tax clientele base by 35% through repeat business. Closed a mi nimum of 30 loans per month with customer satisfaction.
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EDUCATION_
Los Angeles Harbor College, Wilmington, CA Associate of Arts in Business Administration