Timothy J Grimes
*** ********** *** ***** 859-***-****
Versailles, KY 40383 Email abme2g@r.postjobfree.com
Summary I possess 7 years of financial experience with an emphasis in
credit and collections. I am a team player with the unique
ability to positively influence other team members for the
betterment of the organization. I possess excellent
communication skills and am very detailed and organized. I
provide direct leadership to our credit team and implement
coaching and guidance to distribution center accounts
receivable teammates ensuring company credit management
objectives are met.
Education BS in Consumer Family Finance
University of Kentucky
Lexington, Kentucky
Qualifications Very strong interpersonal skills
Excellent written and oral communication skills
Self motivated with the ability to work independently or
in a team
Strong analytical abilities and attention to detail
Strong multi-tasking skills and the ability to meet
deadlines
Microsoft Word, Excel, Lotus Notes, Outlook, AS400, Oracle
Ecometry, Phast, DNB, GCS
Financial statement preparation and month end reporting
Strong credit underwriting and approval skills
G/L and P&L monitoring
NACM affiliate 2010
Manufacturing experience
Awards & Deans Lists - 2002
Recognition Kentucky Colonel
Work Experience August 2007 - Present - Aramark Financial Shared Services
(Credit Supervisor)
Working at ARAMARK in the credit department has given me
the ability to strengthen my credit decision making skills.
My duties primarily include assessing the credit worthiness
of all existing and new customers. Take the necessary
actions to secure payments and minimize risk with very
delinquent and/or high risk accounts including; securing
assets, establishing work-out arrangements, and placing the
customer with a collection agency. Review and approve
accounts receivable write-off requests in accordance with
credit management policies. Establish and maintain
relationships and agreements with third-party collection
agencies. Direct the placement of delinquent receivables
with the authorized collection agencies. Preparing and
reviewing various monthly and weekly credit and customer
risk related status reports for Sales and Financial
Management. Minimize bad debt write-offs via close
monitoring of payment trends and changes in customer risk
profiles. Provide information on high risk accounts to
sales. Performing weekly reviews of high dollar accounts,
with CFO & Directors. Formulate and recommend credit and
collection policies, practices and procedures for company's
customer base.
July 2006 - May 2007 - Integra Bank N.A.
(Banking Center Manager)
Working at Integra gave me the opportunity to work with a
very talented team. I was responsible for coaching
and evaluating my team's progress and performance
levels. I also was in charge of keeping accurate financials,
budgets and monitoring branch performance. I was
responsible for keeping detailed records of spreadsheets,
and monitoring the P&L for a $10 million dollar branch.
I coached as well as made loans and reviewed credit scores
for eligible customers. I used my 4 years of credit underwriting
skills to determine if customers were approved or denied based on
their credit worthiness". I was very comfortable speaking
credit terms and informing the potential applicant of
the decision process and outcome.
December 2003 - July 2006 - National City Bank
(Consumer Banker)
I joined National City in 2003 as a Universal Banker and
worked my way to the title Consumer Banker. My duties
were as follows: Assisted the teller line in daily
routines, balanced the ATM, handled deposits and
withdrawals, opened checking/savings/CD's and profiled
extensively, safe deposit box inventory, input
consumer credit applications. In accordance with the credit
applications I was also responsible for following guidelines in the
underwriting process and approving or denying customers
based on their qualifications.
References Jeff Koonce, CEO (Cumberland Valley National Bank)
2703 Richmond Road
Lexington, Kentucky 40507
Robert Spence, Plant Manager (Square D Company)
2189 Roswell Dr.
Lexington, Kentucky 40513
Mark Kilgore, Sr. Credit Manager (Aramark FSS)
1340 Russell Cave Rd.
Lexington, Kentucky 40509
800-***-**** x-753852