Manager Customer Service
Resume:
Judy T. Gray, CPA
Tallahassee, FL 32303
Phone: 850-***-****
Email: abhkry@r.postjobfree.com
EDUCATION/LICENSES:
**** ******** ** ****** ****** of Science in Public Administration (concentration in acquisition and
contract management) – 18 hours toward degree (4.0 GPA)
1998 Series 7 and 63 Securities License
1981 BBA/Accounting University of Houston (3.48 overall GPA)
1983 Certified Public Accountant
EMPLOYMENT:
Audit Review Analyst – The State of Florida Agency for Health Care Administration
May 2010 – April 2011
Process, examine, analyze, and interpret accounting records and investigative financial information for
the purpose of giving advice or preparing statements or reports. Install, or advise on, systems of recording
costs or other financial and budgetary data. Obtain and analyze statistical data for patterns and trends.
Review of audit field work. Prepare reports for use in criminal prosecution, civil actions, and
administrative referrals. Research regulations affecting the department. Present findings and solutions.
Assist in the training of administrative and professional staff.
Accounting Principal -Judy T Gray, CPA Texas & Florida
August 1985 – Present
Consult for a varied client base in areas of accounting and tax. Prepare monthly, quarterly, and annual
consolidated financial reports and general ledger accounting involving the establishment of accounts and
assignment of entries to proper accounts. Implement and modify record keeping and accounting systems,
making use of current computer technology. Compute taxes owed and prepare tax returns, ensuring
compliance with payment, reporting or other tax requirements.
Loan Originator-Wells Fargo Home Mortgage Destin & Fort Walton Beach, FL
August 2003-October 2009
Originate and process mortgage loans. Organize work flow and monitor progress of multiple departments
to meet scheduled deadlines. Prepare and analyze monthly and annual budgets for department and
customers. Assess budgetary impacts of new or revised legislation, policies, and procedures. Provide
leadership and technical guidance to staff. Act as financial consultant on issues including financial policy,
resource distribution, financial forecasts and projections, and long range financial plans. Assist in training
of updated automated systems. Hire, train, and evaluate staff as needed.
Senior Accountant -Daniel Peterson and Associates, CPA Dallas, TX
September 2002 – August 2003
Calculate taxes owed and prepare tax returns for corporate and individual client base, ensuring
compliance with payment, reporting or other tax requirements. Develop, implement, and modify
accounting systems. Perform forensic accounting uncovering an embezzlement scheme.
Judy T. Gray
Page 2
Financial Analyst -American Express Financial Advisors Dallas, TX
March 1998 – June 2003
Generate a client base. Prepare and present complex financial models. Sell investment and insurance
products conforming to SEC, NASD, and state insurance regulations. Review impact of new legislation
on company performance and profitability. Execute recommendations to achieve short and long-range
financial plans. Perform ongoing investment research including cash flow and performance analysis.
Provide customer service and manage administrative staff.
Sr. Financial Analyst -Bank One Dallas, TX
March 1995 – March 1998
Prepare and analyze monthly, quarterly, and annual financial statements with accuracy, completeness, and
conformance to generally accepted accounting principles. Present reports to the president and board of
directors regarding the finances of the company. Assist in the development of credit analysis program
enabling updated profitability studies.
Accounting Manager -Mitchell, Williams, EDS JV- Coopers & Lybrand Irving, TX
November 1992 – March 1995
Develop and maintain the accounting operations for a contractor for the FDIC/Resolution Trust Corp..
Relocate company accounting systems from Houston to Dallas. Initiate accounting policies and
procedures. Manage a department of twenty-six in the areas of general ledger input, account
reconciliation, and fixed asset management. Research and reconcile account variances. Prepare and
present financial reports to government agency officials and contracting company upper management.
Hire, train and evaluate staff as needed.
Controller -Credit Bureau Reports, Inc. Houston, TX
April 1990 – July 1992
Manage department of twenty-two in the areas of payables, receivables, billings, payroll, and financial
reporting. Consolidate financial statements. Establish general ledger accounts and oversee assignment of
entries to the proper accounts. Manage special project reconciling and resolve 6,500 receivable items.
Initiate procedures to reduce month-end close time by 10 days. Assist in the conversion of a main frame
computer system to a PC based local area network. Perform a review of accounts payable invoices
resulting in a saving of $32,000 in sales tax expense. Coordinate budget and forecast process for multiple
companies. Analyze business operations, trends, costs, and revenues to project future revenues and
expenses and to provide advice.
Assistant Accounting Manager -Benjamin Franklin Federal Savings Association Houston, TX
August 1988 – April 1990
Prepare cash forecasts and regulatory reports for presentation to management. Member of committee that
set interest rates. Prepare the consolidated financial statements and supervise the accounting for
subsidiary mortgage servicing and real estate companies.
Judy T. Gray
Page 3
Assistant Accounting Manager -United Savings Association of Texas Houston, TX
August 1985 – March 1988
Direct the daily operation of the benefits area including payroll, insurance and savings plans for 650
employees. Prepared and presented internal, SEC and regulatory reports. Compute taxes owed and
prepare tax returns ensuring compliance. Coordinate the transfer of medical insurers resulting in a savings
of $50,000 while improving employee coverage. Assist in the development of a model to monitor
management incentive plans.
Senior Accountant -Moore Stephens, CPAs Houston, TX
August 1983 – August 1985
Provide external auditing services for varied client base consisting of banks, chemical manufacturers,
offshore oil rig leasing, construction, etc. Compute taxes owed and prepare tax returns, ensuring
compliance with Internal Revenue and state requirements for corporate and individual client base.
Senior Accountant -Harper & Pearson Co., CPAs Houston, TX
August 1981 – August 1983
Provide external auditing services for varied client base consisting of banks, manufacturers, real estate
developers, medical providers. Compute taxes owed and prepare tax returns, ensuring compliance with
Internal Revenue and state requirements for corporate and individual client base.
SUMMARY OF SKILLS:
Certified Public Account, Active Listening, Critical Thinking, Monitoring, Judgment and Decision
Making, Active Learning, Reading Comprehension, Systems Analysis, Systems Evaluation, Flexibility,
Knowledge of government contracting requirements, CAS, FAR, and GAAP.
Contact this candidate