Personal Banker - Dover Rockaway - Full-time

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania, and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees’ experience.

POSITION OVERVIEW:

As a Personal Banker at Provident Bank, your primary role is to establish relationships with customers and prospective customers to understand, identify and satisfy their financial needs and to provide a positive customer experience while conducting transactions during every branch interaction.

The Personal Banker position is a dynamic position that performs both transaction and sales and service duties. The responsibilities may vary day to day based on the needs of the branch office. Responsibilities include responding to customer needs by processing a variety of financial transactions, including but not limited to opening accounts, cross-selling, tele-consulting, developing relationships through a book of business, servicing accounts, check cashing, withdrawals, deposits, loan payments, greeting customers, and performing customer needs-based assessments. The Personal Banker may also research and resolve account issues and/or inquiries and promote organizational products and services by referring current or prospective customers to other departments within the organization.

This position is responsible for meeting sales expectations, which include deposit, loan and revenue expectations, generating sales and referrals as well as managing and balancing cash drawers. Responsibilities also include assisting the Assistant Branch Manager with daily branch responsibilities and processes, end of day functions, and reporting according to branch tasks, policies and procedures.

This position may be eligible to obtain Life and Health Licensing.

All Provident Bank employees are expected to adhere to the Bank’s Code of Ethics, Core Values, and Mission Statement. Works under general supervision.

KEY RESPONSIBILITIES:

Sales

Meet sales referrals and cross-selling goals by knowing the features and benefits of all products and services to satisfy the needs of the customers

Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services

Actively refers customers for commercial products or services to branch manager, market manager, or appropriate business partner

Exceed customer expectations through active engagement, commitment and dedication to servicing and building customer relationships

Advance the Bank's Corporate Sales Program through the consultative need’s assessments of customers, developing new relationships, expanding existing ones and is responsible for managing and growing a book-of-business.

Service

Identify opportunities with customers and prospective customers through lobby management.

Assist customers and prospective customers with digital technologies and provide referrals to other lines of business.

Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards

Responsible for sales and service

Execute expectations for a positive customer service experience

Operations

Ensures operational and financial safety and soundness in accordance with Bank’s policies, compliance, and applicable laws and regulations

Leverages lobby management as a tool for controlling and mitigating risk

Establishes customer identity according to guidelines and adheres to all other compliance procedures

Assists branch management with branch operations as needed

Performs transactions including but not limited to check cashing, withdrawals, deposits and loan payments

Prepares and/or completes Currency Transaction Reports and Suspicious Activity Forms (CTR/SAF) for appropriate transactions

Assists in training other branch employees

Provides support to the contact center when there are high call volumes

Handles customer inquiries by telephone

Provides access to safe deposit boxes

MINIMUM QUALIFICATIONS:

High school diploma or GED

Minimum of 6 months of sales and service experience in a customer facing retail environment

Strong interpersonal skills, including listening, written and verbal communication

Ability to work a flexible schedule based upon the needs of the business

Demonstrations positive and professional demeanor with all customers and co-workers

Strong math and analytical skills

Understand and adhere to safety and security practices

Demonstrate and apply good relationship building skills

Proficient at establishing strong connections with customers and prospective customers through consultative conversations affording presentations of sales opportunities

Strong customer service/advocacy skills

Strong organizational and time management skills

Strong PC skills. Ability to quickly learn various computer programs, including Microsoft office

Required to register as a mortgage loan originator with the NMLS prior to being allowed to take mortgage loan applications, negotiate or extend terms of a mortgage or other loan secured by a residence.

PREFERRED QUALIFICATIONS:

Prior Retail banking experience

Life and Health Licenses to support investment program

WORKING CONDITIONS:

Retail Banking Branch Areas

Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations/branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed.

Lifting from 5 to 25 lbs. (Coins)

Prolonged sitting/standing

Occasional bending or stooping (To retrieve coins from individual vault)

Work is performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations.

This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.

Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.