Commercial Industrial & Commercial Real Estate Loan Officer

Job Details

OK Chickasha Downtown - Chickasha, OK

Full Time

Banking

Description

At First National Bank & Trust, we commit to promoting the success of our customers and communities, providing high quality financial services, and maintaining a strong, safe financial institution. We are seeking a dedicated and self-motivated Commercial Industrial & Commercial Real Estate Loan Officer. Other qualities we need include:

Excellent verbal and written communication skills

Accuracy and efficiency

Cultivate relationships easily

Outstanding at customer service

High level of integrity

Strong leadership skills

Essential Functions

Approve loans within specified limits, and refer loan applications outside those limits to Regional Loan Manager and/or Senior Loan Committee for approval.

Meet with applicants to obtain information for loan applications and to answer questions about the process.

Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.

Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

Obtain and compile copies of loan applicant credit histories and other financial information.

Review loan agreements to ensure that they are complete and accurate according to policy.

Submit applications to credit analysts for verification and recommendation when necessary.

Negotiate payment arrangements with customers who have delinquent loans.

Market bank products to individuals, promoting bank services that may meet customers’ needs.

Actively participate in business development by analyzing potential loan markets, developing referral networks to locate prospects for loans, calling on, contacting and/or visiting potential customers as well as current customers.

Salary Range

$80,000 - $120,000 annually with a competitive benefit package.

If this sounds like the opportunity for you, please send a resume and cover letter to Kendra Meador at . We look forward to hearing from you!

The First National Bank & Trust Co is an Equal Opportunity Employer