Senior Credit Risk Analyst

Work at Purchasing Power

Position: Senior Credit Risk Analyst

Location: Atlanta/Hybrid work model

Who Are We: Purchasing Power (corp.purchasingpower.com)

We are an Atlanta-based voluntary benefit company offering an industry-leading employee purchase program for brand-name consumer products, online education services and travel offerings through convenient payroll deduction, helping employees achieve financial flexibility.

The Opportunity: The Senior Credit Risk Analyst will be responsible for performance sourcing and evaluation supporting enterprise risk management. The position will also work closely with the other areas of Risk, Finance, and Operations to drive key initiatives for risk management and the company’s continued profitable growth.

What You Will Do:

Prepare weekly and monthly reporting and analysis to evaluate portfolio trends, delinquency, and credit losses

Identify business risks and create recommendations using data-driven decision making

Design and build dashboards used by management to monitor portfolio KPIs

Support the development of economic stress scenarios and market risk assessment

Responsible for complex risk projects requiring advanced analytical, quantitative and technical skills

Monitor macroeconomic indicators of all regions for potential emerging risks

Perform other duties as assigned

The Experience You Will Bring:

Bachelor’s degree in Quantitative Finance, Economics, Mathematics, Engineering, Data Science, Statistics or related field

2 to 7 years of experience in an analytics role

Experience with MS Excel, SQL, & SAS

Strong research, analytical, and problem-solving skills

Technical ability and proficiency in data gathering, reporting, and statistical inference

Experience with multiple data structures

Preferred Qualifications:

Experience in risk management, financial lending, or core credit risk management function

Exposure to Tableau

Exposure to at least one high-level programing language (R, Python, etc.)

Exposure to statistical modeling

Your Well Being:

Hybrid work model (Onsite/Offsite)

Comprehensive benefits: medical, dental, vision, company paid Basic Life/AD&D

401k Retirement Plan

Flexible PTO

Career Development

Employee Purchase Program

What We Stand For:

We act with intensity, urgency and a passion for supporting our customers and growing our business. We strive for excellence.

We hold ourselves accountable and expect it of each other. We attack problems with a positive “can do” attitude. We do what we say we’ll do.

We deliver as one team, working together with integrity, respect, trust, transparency, and fun. We are better because we work here.

We believe our unique diversity and authenticity makes us a better company, allows us to be our best selves and is a competitive advantage.

We exhibit innate curiosity and creativity to innovate and reimagine how things can be done. We ask, is there a better way?

Purchasing Power is an equal opportunity employer. At Purchasing Power, we make all employment decisions, which include hiring, promoting, transferring, demoting, evaluating, compensating and separating, without regard to sex, sexual orientation, gender identity, race, color, religion, age, national origin, pregnancy, citizenship, disability, service in the uniform services, or any other classification protected by federal, state or local law.