Closing/Funding Manager

Cheryl Ceballos

Cell: 626-***-**** Email: ad5llb@r.postjobfree.com

PROFESSIONAL SUMMARY:

Knowledgeable and innovative mortgage lending professional possessing the ambition and tenacity essential to achieving personal career success while making a strong impact on the success of the company. Proactive and forward-thinking individual who thrives in a fast-paced and ever-changing business environment. SUMMARY OF SKILLS:

*Organizational, communication and leadership skills *Management, Operation and Production skills

*Strong analytical and prioritizing skills *Proficient of HUD, RESPA, TRID, REGZ and MDIA

*Proficient in Microsoft Word, Excel, PowerPoint, Encompass, Enpower, Doc Magic, Calyx

*Proficient in Conventional, Wet States, FHA, VA, USDA, CalFHA, Foreign National, Construction Loans EDUCATION:

Master of Business Administration, Accounting - Keller Graduate School of Management –Pomona, CA Bachelor of Science, Management - DeVry University – Pomona, CA EMPLOYMENT HISTORY:

Alameda Mortgage – Closing and Funding Manager

Remote - July 2020 – November 2021

• Manage team of 12 employees – 1 closing team lead, 5 closers and 6 funders

• Monitor assignments for each employee’s pipeline

• Efficient and productive problem solving while maintaining excellent customer service

• Interviewing applicants for each area of Closing and Funding department

• Performing comprehensive hands-on training for each individual and new hires

• Assisting Post Closing department with investor conditions

• Ensure exceptional customer service by maintaining knowledge of lending programs, policies, procedures and adheres to all compliance regulations.

• Manage day-to-day activities of the Closing and Funding Teams

• Manage workload balancing including approving timecards, overtime, and time off

• Continually work to improve funding processes to remove bottlenecks and increase accuracy

• Develops procedures to ensure compliance with regulations

• Monitor employee performance, provide appropriate feedback, and find developmental opportunities that lead to continuous improvement for staff Preferred Bank – Sr. Closer / Funder

El Monte, CA - October 2019 – July 2020

• Ability to prioritize, maintain high levels of accuracy and attention to detail in preparation of Closing Disclosures (CD) is within compliance and state regulations

• Perform thorough review of loan packages to identify any discrepancies, omissions, or inaccuracies and take appropriate corrective actions

• Review and help order credit report, appraisal report, UCC filings, title report, property tax, insurance coverage, Grant Deed, Quit Claim Deed and escrow closing statement

• Calculate funding proceeds for closing agent and request wire for funding

• Preparation of Closing Disclosures (CD) and loan documents packages for Conventional, FHA and Foreign National loans

• Collaborate with Loan Officers, Underwriters and Processors to gather necessary information for accurate documentation

AmeriHome Mortgage – Sr. Funder

Irvine, CA - December 2016 – October 2019

• Maintained a pipeline of 80-110 files per month

• Ability to prioritize, maintain high levels of accuracy and attention to detail in preparation of Closing Disclosures (CD) and loan documents to ensure credit package is within compliance.

• Collaborate with Loan Officers, Underwriters and Processors to gather necessary information for accurate documentation

• Review appraisal report, UCC filing, title report, property tax, insurance coverage, Grant Deed, Quit Claim Deed and escrow closing statement

• Execute funding process including the finalization and calculation of funding wire.

• Demonstrated ability to plan and prioritize a heavy workload, adjust changing priorities, assertive, creative, and self-sufficient and perform with minimal supervision.

• Collaborate with Loan Officers, Underwriters and Processors to gather necessary information for accurate documentation

• Train new employees and contribute to the development of departmental procedures and training materials

• Daily wire management for team of Funders to provide to Treasury Team for process.

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